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Today: a tactic supervisor working can advertising who makes $67,000 per year and spends some of her coin this week above a Negroni.
Occupation: tactic Supervisor
Industry: Advertising
Age: 28
Location: Minneapolis, MN
Salary: $67,000
Paycheck number (2x/month): $1,783
Monthly Expenses
Rent: $900 (I alive only can a one-bedroom apartment.)
Student Loans: $0 (I paid off my loans persist year with a signing bonus from work.)
Credit Card Payment: $100 (I owe $1,000.)
Hulu: $11
HBO Now: $15
Allure Beauty Box: $15
Gym: $100 (Ending this month ought switch ought my free workplace gym.)
Charity: $20-$35
401(k): $290, out of my paycheck, pre-tax
Roth IRA: $90, out of my paycheck, pre-tax
High-Yield Savings: $500
7:15 a.m. — I awake up a moment earlier than general this morning, because I eat an appointment because my annual physical can 8:40. I reheat my feast from persist evening (a mix of chicken thighs, stove crisped chickpeas, and rice) above the stove and pattern myself a chilly press. It's minus 5 degrees outside, besides during no even a #PolarVortex can recess me from my sensation of iced coffee. It was minus 30 two days ago, consequently this feels though an improvement! I interest bundled up and head out.
8:15 a.m. — My lorry starts (a marvel with the cold), and I thank god that this accommodation comes with a garage. It's no heated, besides during it's quiet an incredible perk. communication is terrible, and I can say I am going ought exist late ought my doctor's appointment, consequently I growl ought permit them know. I suppose I will exist location above hold, and curse can a lorry who around side-swipes me — besides during turns out, I was directed instantly ought a clinic nurse, and she heard the complete thing. I'm embarrassed and apologize profusely — a organize above why I ought no exist talking above the phone quiet driving can the first place!
8:45 a.m. — Another miracle, I am sole five minutes late, and it doesn't affect my appointment time. I interest checked can and allowance the $20 co-pay. I eat a moment tune with the intake figure when I interest ought the belt where you eat ought grant habitation history. My sister passed away unexpectedly two months ago, and having ought revolve the “deceased” bubble triggers an unexpected crying jag. I'm a confusion when the tend calls my name, besides during I conduct ought absorb it up. The crying has spiked my blood pressure, consequently we eat ought admit it a attach of times, besides during after the third try, I'm declared healthy. I interest two vaccines (tetanus and pneumonia) and instructions ought say my psychiatrist that my ADHD medicine is spiking my center rate. I allowance the $2 parking (validated by my doctor) and head ought work! $22
10 a.m. — I eat ought park downtown besides during I missed the early-bird deals, consequently I allowance $13 can the lot. I head ought my desk and begin planning out my day. It's busy, and I'm fortunate around it. Meetings and work sessions admit up most of the morning and afternoon. $13
2 p.m. — I am quiet total from breakfast and admit a late lunch exterminate ought interest a attach of things from Amazon. I eat two upcoming trips, consequently I buy earplugs, a baggage packing cube, and a two packet of a weird aeroplane neck pillows that are truly well-reviewed. My coworker and I are splitting the two-pack. The order total is $68, besides during my piece is $41 after my coworker Venmos me because hers. $41
4 p.m. — We desert because a fortunate hour, where I eat two glasses of wine and snack above the appetizers that were ordered because the table. work pays (score!). I desire I could linger longer, besides during I shortage ought progress ought the grocery department ought prep because the lunch I'm making because my aunt, uncle, and cousin tomorrow.
6 p.m. — Until this month, I exclusively shopped can an expensive co-op because groceries, besides during I recently started switching ought more affordable stores. I glorious up a pork shoulder, lemons, sage, garlic, rosemary, and fennel, across with some take-and-bake ciabatta buns and a bag of salt and vinegar chips. I'm making porchetta sandwiches, and ingredients used to eat been twice the charge can my old co-op. $30
7:30 p.m. — I prep the pork (it needs ought marinate overnight), and my boyfriend comes over. We order Chinese food above gnaw Squad and tear an order of Szechuan dumplings and Kung Pao chicken ($32 with tip, I pay). This was a new cafe because me, and I don't ponder I'll order from here again. I pattern us gin and tonics, and we watch an episode of 90 appointment Fiancé. My boyfriend heads home, and I crash around midnight. $32
Daily Total: $138
7:30 a.m. — I interest up early and growl my parents. They now eat custody of my toddler niece and nephews, and early mornings are the best time ought interest some quality phone time. We don't alive can the identical state, consequently it has been difficult ought exist distant away from them, especially during this time. We address because an hour and capture up quiet I conduct the dishes from persist night.
9:45 a.m. — My cousin and my uncle are returning from a festival this afternoon, and I offered ought pattern us total lunch. I'm here early ought possess my aunt company quiet we watch my cousin's kid, during her husband is away above a trip. We capture up above coffee, and I prep the sandwich toppings (fennel mayonnaise and marinated onions). Against total odds, I drag out total the Peter, Paul and Mary songs can my arsenal and am successful can rocking the baby ought sleep.
12:45 p.m. — My cousin and uncle arrive, and I pattern sandwiches. They stopped by the liquor department above the manner in, consequently I eat two glasses of wine with my lunch. My aunt and uncle leave, and my cousin and I conversation and play with the baby ago I head ought my boyfriend's.
4 p.m. — I pattern two sandwiches with the leftovers because my boyfriend ought eat tomorrow. He's had a stressful attach of days, and requests a "nice, slow drink.” I meaning we head ought this new steakhouse that's supposed ought eat large drinks. We admit a Lyft, because parking above there is a nightmare. I pay. $10
5 p.m. — The ambiance is manner because noise imagination because my taste — and the drinks are $14 apiece. They're good, besides during no worthy the price. We tear an order of fries and conversation around our upcoming vacation. The bill comes ought $46 ago gift (for an app and two drinks). He pays, and we head out.
6:30 p.m. — I have we're type of near ought another new cafe that's supposed ought eat a phenomenal burger, consequently we stride two-thirds of a mile ought interest there. It's now 30 degrees and balmy, and the stride feels incredible after a week of being cooped up. We snag spots can the obstruct and division the burger, which is because phenomenal because it was rumored ought be. (They sear it with miso butter.) Plus we each eat another cocktail. We split, and it's $23 each with tip. I growl a Lyft experience ($12, I pay). $35
8:30 p.m. — experience can my boyfriend's, we packet up one more cocktail and head ought the pool — his accommodation complicated has a large pool and hot tub, and we pattern apply of it often. It's a fate of enjoyment and doubles because a inexpensive date. However, the third cocktail is a mistake, and we interest into a moment conflict that ends with me crying and him sensation bad. We address it out and pattern up lovely quickly, besides during I quiet feel bad because how emotional I've been lately. I disgust tipsy fights. We purpose the evening watching Russian Doll and tucking can on 11.
Daily Total: $45
8 a.m. — We're up early, and my boyfriend rolls above and gives me a appearance that can sole intend “let's interest corned beef hash.” We purpose up going where we always progress — a few diner above the northeastern phase of city that has the best hash. He drives, and we both order corned beef hash with eggs above hard. My boyfriend is thinking around buying a habitation soon, and we appearance above latent listings quiet we wait because our food. He pays.
9:15 a.m. — My boyfriend drives us experience ought his lay after stopping can a gas station ought buy me windshield wiper fluid. I offer ought pay, besides during he insists. We say goodbye because the appointment (we eat plans tonight), and I head ought the grocery department because my weekly shop. I glorious up a complete chicken, a bag of carrots, celery, chickpeas, yogurt, an eggplant, butter, rice, cherry tomatoes, lemons, limes, and eggs ($35). Buying a complete chicken and breaking it down yourself saves a ton of money. I blueprint ought roast this one afterward can the week. $35
11 a.m. — My total driveway is coated can ice, and my lorry can't pattern it up the moment mount ought the garage! And I slip twice (once exact above my ass). I park above the street and branch a letter ought my landlords — they are coming afterward ought salt. I glorious up a few packages left because me can the door, advise my downstairs neighbor around the ice, and progress can my apartment.
12:30 p.m. — I dinner prep farro, rice, and chickpeas (I roast them with Spanish chorizo, lemons, and olives) consequently that I can eat quick meals throughout the week. I because noise pattern a carrot salad (shaved carrots, champagne vinegar, parsley) and a batch of chilly brew coffee because the week. I possess it overnight and stress it can my pour-over.
2 p.m. — I conduct a attach loads of laundry (it's free can my building) quiet cleaning up. My boyfriend calls and says he will exist above can a few hours — it's Super Bowl Sunday, and we eat no interest can the game. I pattern us each a gin and tonic, and we appearance can more latent houses.
5 p.m. — We are taking interest of nation staying habitation ought watch the athletics and progress ought our favorite restaurant, which is usually packed. I feel bad around total the meals out we've had this weekend — manner more than usual, and we're supposed ought exist saving because our trip. We tear a radicchio Caesar salad, Korean short ribs, and a jalapeño, pepperoni, and honey pizza. ought drink, I eat a Negroni and he has an Old Fashioned. The bill comes ought $84 with tip, and we split. $42
7:30 p.m. — experience ought my boyfriend's lay because the pool and hot tub — it's totally empty, and we bring down a portable speaker and blast Phil Collins and Aerosmith and swim until we're prunes. I'm spending the night, because the ice is identical bad. We both work downtown, and his lorry has four-wheel drive and mine...does not. We crash can 10 after another episode of Russian Doll (it's consequently good).
Daily Total: $77
7 a.m. — We interest up early ought interest ahead of the communication — with the ice, it's spring ought exist horrible. My boyfriend makes me coffee (whoever is hosting makes the other person coffee), and I pattern myself a sandwich from the porchetta leftovers ago we head out.
9 a.m. — in spite of the early start, it takes above an hour ought interest ought work. This week has been a organize can surviving the elements. My boyfriend drops me off, and I slip down the sidewalk ought work. It's a slow morning — persist week was the busiest week of my year, consequently I greet the occasional lull, knowing it won't persist long. My boyfriend has been driving me ought work a fate lately, and I learn he has a vigorous work week ahead, consequently I Venmo him enough coin ought buy a sandwich and a cup of soup (including tax) can his favorite lunch spot. $10.41
11 a.m. — It's quiet dead can work, consequently I spend a moment time researching grief therapists. I don't ponder I eat been processing my sister's death can the best way, and though I don't personally sensation address therapy, I desire ought grant it a shot. My insurance impartial requires a $20 co-pay per appointment, which I am fortunate enough ought exist capable ought afford, besides during there aren't many estate because sibling loss locally and I interest a moment overwhelmed, consequently I switch ought reading articles above The Strategist.
2 p.m. — I eat a physician appointment. I resolved ought interest my appointments and check-ups scheduled early can the year consequently that I can interest my deductibles out of the manner instead of putting them off until October or November. I disgust the physician with a sensation and flee going, which is shameful, because I allowance because insurance. My insurance covers the cleaning. I'm told I shortage a evening guard, because I am a tense sleeper, consequently I list a follow-up because a fitting.
5 p.m. — I encounter with my coworkers because a quick post-work fortunate hour — there are a attach changes accident can our company, and we've been dead ought discuss. I eat a vodka soda ($5.50 with tip) and my coworker and I pattern plans ought head ought Sephora afterwards, during I desire ought interest some travel-sized skincare because my trip. We tear a Lyft experience ($4.50 each) and restrain out the skincare section, besides during I include off above purchasing and determine ought order online when they eat better deluxe samples ought add on. $10
7 p.m. — My coworker ends up coming ought my lay because dinner. I pattern us pappardelle with a sauce of the prepped chickpeas, shallots, and more chorizo, topped with breadcrumbs and pine nuts. I age recipes because a pastime, and this one can progress can the arsenal — I sensation when I can pattern a total dinner out of pantry items. My coworker is a identical good mate of mine, and it's been a quiet during we've truly caught up. She ends up staying until 9:30.
1 a.m. — I can't sleep, and spend a attach hours crying and looking can pictures and videos of my sister, then spiral into worrying around finances because these two trips I stupidly booked one exact after another. This has been accident around once a week, and I've been trying ought drive it out, besides during the shortage of doze makes me feel though I'm writing checks my body can't cash. I quiet down by telling myself that I've already paid because the hotels and flights, which were the large expenses. I at length crash can 3 a.m.
Daily Total: $20.41
7 a.m. — Up because the appointment — three hours of doze is definitely no going ought exist enough. I pattern myself a bigger than customary chilly magazine and grant myself a morning facial using a mix of Sunday Riley Good Genes and their new CEO peer oil, which came can my Allure Beauty Box persist month. I sensation the fat and will buy it when I'm done with this bottle.
8 a.m. — One of my coworkers picks me up. The ice is quiet consequently bad that I around slip twice! She lives near by and has a much nicer lorry because Minnesota driving than I do. We don't interest ought work together much, and it's truly happy ought begin our appointment by catching up. I Venmo her coin because a coffee or lunch each once can a quiet because a thank you. $5
10 a.m. — after morning meetings, it looks though another slow appointment until my afternoon passenger call. I plead around if anyone needs help above projects, and help out a coworker with some spreadsheet work. (My favorite issue ever — I am being completely serious.)
12 p.m. — I head out ought take a quick lunch to-go. Downtown Minneapolis has a complicated Skyway system that connects most of the office and commercial buildings via indoor walkways. It's a lifesaver during our savage winters, and there are dozens of restaurants across the walkways. I progress ought my favorite Thai place, where I order a two entree mixture with rice. Their choices modify daily and I'm JAZZED ought look they eat a tofu and meatball stew (with fermented tofu broth), consequently I glorious that and tofu pad woon sen. It is $11.50 with tip, and it will persist because two lunches. $11.50
3 p.m. — My boyfriend texts and lets me learn that he won't exist capable ought grow by because feast tonight — he's slammed can work. I appearance outer and the snow is coming down HARD. My lorry is quiet iced out above the street, which will pattern because a identical enjoyment evening when I attempt ought affect it. I can feel the crankiness location in, besides during I eat an hour-long rally now and I eat ought perk up ASAP. I interest a cherry Coke Zero from the vending machine. $1.10
5:30 p.m. — The best segregate of inclement climate is commiseration camaraderie — a packet of coworkers and I head downstairs because another fortunate hour. I eat a vodka soda ($5.50 with tip), and I snag a drive with my mate experience home. $5.50
7:45 p.m. — My garage gate is iced over, consequently I possess my lorry parked above the street. I pattern kimchi and Chinese sausage fried rice because dinner, and determine can with a cup of wine ought conduct my taxes. It's my first time doing them myself, besides during I apply TurboTax, and weirdly it's 100% free ought row both my federal and condition taxes. I'm excited ought discover out I'm getting $1,000 back!
9 p.m. — I pattern a attach of impulse purchases above Amazon — a whetstone because sharpening my knives ($25.90) and the Lynne Rossetto Kasper cookbook, The glorious Table ($8.08, used). I amass cookbooks, and this is a classic from the early '90s. I watch some 90 appointment Fiancé and autumn sleepy around 11 p.m. $33.98
Daily Total: $57.08
7 a.m. — Up a moment early, because I eat a large rally can 9 a.m. I shower, conduct a moment leather prep with my Sunday Riley oil, end a chilly press, and interest bundled up because the bus.
8 a.m. — I interest above the bus ($2.50), and the snow has truly messed with traffic. I have lovely quickly there is *no* manner I'm getting ought work above time (despite an hour head start), and I permit my head learn I'm going ought exist late because our meeting. The commute takes an hour and a half (it's normally 15 minutes) and I interest ought work can 9:35. Luckily, everyone was running late, consequently the rally is rescheduled. I take coffee with a coworker can Starbucks (a even white — $5 with a capability card) and interest ought work. $2.50
12 p.m. — can lunchtime, I hit the downtown target can the Skyway because tampons, condoms, and razors ($17.99) and take a salad can my favorite salad place. I interest a Caprese salad with farro, tomatoes, feta, chicken, and these crazy good pita chips. I always mix their balsamic and pesto vinaigrettes ($10). I learn I eat leftover Thai food (and I dinner prepped), besides during a salad sounded perfect. $27.99
4:30 p.m. — I desert a moment early after getting some disappointing work news. I attempt and linger positive, besides during the climate plus the bad information makes me crabby, and I can cover my work via loose because the exterminate of the day. I leap above the bus ($2.50) and interest habitation lovely quickly. Time ought interest my lorry out of the snow! $2.50
6 p.m. — The lorry is easy, besides during the ice above the garage is not. I spend 45 minutes breaking the ice ought interest my garage free. I can't situate — it felt good because hell ought interest some frustration out. It's a total workout, which makes me feel a moment better around skipping the gym total week. Some millennial could pattern a killing above a Winter Chore Workout Class. I head can ought pattern dinner.
7 p.m. — My boyfriend and our mate grow above because dinner. I'm making roast chicken and a crazy good bread salad. I eat leftover bacon fat, which I pitch the bread can ought toast, and then connect with shallots, currants, and arugula. (It's essentially a salad with large croutons.) The chicken had been dry brining because three (!!!) days, and it is consequently good. My boyfriend and mate announce it the best of their lives. It's a New York Times recipe that has around 1,000 reviews, and I can't wait ought pattern it again.
9 p.m. — We purpose the evening listening ought records (namely Bob Dylan's Blood above the Tracks and George Harrison's The Concert because Bangladesh — gotta sensation sitar music) and drinking wine. I am total and fortunate and autumn sleepy can 11.
Daily Total: $32.99
7 a.m. — Shower, chilly press, Sunday Riley oil. packet up. Rinse, repeat.
7:30 a.m. — head out because work. I'm driving today because I eat an afternoon psychiatry appointment can the suburbs. The roads are terrible, and it takes me an hour and a half again ought interest ought work. I am *so* fortunate ought interest ought the parking garage ramp can 8:59, which ensures that I will interest the $7 early bird rate! $7
11 a.m. — I pattern some purchases can Sephora online — I lovely much always order the identical products, and I'm due because a stock up (Fenty Foundation, knock McGrath liquid eyeliner, Milk brow gel, and an aloe sleeping mask, $90). I'm VIB Rouge, consequently I interest free shipping. I purpose up doing two segregate orders consequently I can interest two of the deluxe case products (a shampoo/conditioner location and a sleeping disguise I wanted ought try). I disgust doing this because it causes packing waste, besides during they reject ought permit you apply two promo codes. I because noise order my boyfriend a attach of Outdoor Voices sweatpants because Valentine's appointment ($68 with an online coupon). $158
12 p.m. — The snow turns into a winter hurricane warning and I'm starting ought interest impatient — my lorry is a two-door coupe and gets hella stuck. I eat my lunch (leftover chicken and chickpeas — the chicken is quiet consequently good), and Lyft ought my boyfriend's habitation (he's working from home) consequently that I can lend his lorry because the appointment. That path I'll eat ought allowance $$$ tomorrow because my lorry can the parking garage, besides during driving can snowstorms has been truly difficult because me can the past, and I don't desire ought venture getting stuck or can an accident. I gift my Lyft driver additional because the drive because he's can this, too! $15
1 p.m. — can my boyfriend's place, I restrain Twitter and look that Minnesota has been ranked because having the worst winters can the country. I mentally conduct the Jim from The Office deadpan stare.
2:30 p.m. — My boyfriend's lorry is super powerful, and I interest ought my appointment early! I am consequently happy I took his lorry — I saw above five cars can the ditch above the way. I am near ought a Walgreens, and I glorious up some sparkling water (black cherry, natch) and some deodorant because my boyfriend (Old Spice!). $11.99
3:30 p.m. — appointment went noise — we lowered my Adderall ought help with my heartbeat. It's annoying — I shortage ought interest a physical prescription each month because my Adderall because it's consequently widely misused, besides during we because noise apply the time ought journal a new medicine that I eat been taking.
5 p.m. — experience can my boyfriend's, who is done because the day. We stride a attach of blocks ought a sushi cafe that has mediocre food besides during an choice fortunate hour. We division a list and eat a attach of drinks ($13 each with tip) and head experience ought his lay because a hot tub and scary film night. We fever up some merchant Joe's Mandarin chicken because feast (a classic because a reason!) and attach it with rice and sparkling water. $13
10 p.m. — The new Suspiria is no because good because the creative from the '70s, besides during cry out ought Thom Yorke because the score is outstanding. We snuggle up and head ought bed.
Daily Total: $204.99
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If you are experiencing depression and shortage support, interest growl the National Depressive/Manic-Depressive university Hotline can 1-800-826-3632 or the Crisis growl middle ’s 24-hour hotline can 1-775-784-8090.
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I Used ought exist segregate Of A Pyramid blueprint besides during Now I pattern $100K